Small business, big capabilities
Get paid faster, automate the admin, and always know your numbers. Mantle brings invoicing, bank feeds, receipt capture, and VAT into one modern system - no spreadsheets, no patchwork tools.
Create your first invoice in 5 minutes
Connect 2,500+ banks with secure feeds
AI reads receipts and bills for you
VAT, VIES, OSS - done right
Invoicing
Quotes → invoices → receipts
Bank Reconciliation
99.7% accuracy
Receipts & Bills
AI-powered capture
VAT Returns
Ready to submit
Know your cash position anytime
Real-time dashboards keep you in control of cash, profit, and obligations.
Trusted by over 500 small businesses to manage their operations
Know your position, today
Real‑time dashboards, no spreadsheets
- Cash today
- See what's banked, outstanding invoices and upcoming bills without opening multiple apps.
- Who owes you
- Focus follow‑ups by sorting customers by amount and age, then trigger reminders automatically.
- What's due soon
- Know about bills, payroll and tax obligations weeks ahead and avoid cash crunches.
- Tap to investigate
- Drill from any headline number to exact invoices and bills behind it for quick fixes.
- Trends that matter
- Spot growth, margin dips and seasonal patterns early, then adjust with confidence.
- Works on your phone
- Get answers while away and keep decisions moving—no waiting to get back to the office.
Invoice #INV-2024-042
- From
- To
| Item | Category | Total | |
|---|---|---|---|
| Subtotal | Subtotal | ||
| VAT (19%) | VAT (19%) | ||
| Total | Total | ||
Get paid faster
Create, send and get paid—without friction
- Send from your phone
- Invoice right after a job while details are fresh, so you keep momentum and help clients pay faster.
- Brand‑ready documents
- Set your logo and colors once; every quote and invoice looks professional without tweaks.
- Payment links & receipts
- Reduce friction with online payment links and automatic receipts when funds clear.
- Recurring billing
- Run retainers with scheduled invoices and automatic delivery to keep cash predictable.
- Partial payments
- Handle deposits and milestone billing cleanly, avoiding spreadsheet workarounds.
- Read receipts
- Know when invoices are viewed so you follow up at the right moment.
Zero‑touch reconciliation
Your bank matches while you work
- Connect thousands of banks
- Use secure feeds for up‑to‑date transactions; no passwords stored, no manual imports.
- Auto‑match payouts & fees
- Match Stripe, card and marketplace settlements—including fees—to invoices automatically.
- Partials & splits
- Support deposits, over/under payments and multi‑invoice payouts without manual work.
- Learns your rules
- Approve a match once and Mantle proposes it next time, cutting review time.
- Multi‑currency aware
- Handle FX differences and foreign card settlements correctly so your books stay tidy.
- Exceptions only
- Review exceptions while Mantle clears the rest so reconciliation doesn't pile up.
PAYMENT FROM ACME CORP INV-2024-001
→ Invoice #INV-2024-001
Uploading file, please wait
From the moment you press upload, Mantle is in the driver's seat.
Receipts and bills, sorted
Snap, forward, approve—Mantle does the rest
- Snap or forward by email
- Send bills to a unique email or photograph receipts on the spot; both land ready to approve.
- Understands detail
- Line items, VAT, supplier and totals are captured accurately so you don't retype.
- Greek documents welcome
- Works with Greek and mixed‑language documents, reducing manual work.
- Duplicate protection
- Mantle flags duplicates so you avoid double‑posting the same bill.
- Supplier memory
- The system remembers typical accounts and VAT patterns per supplier for faster approvals.
- Approve in one tap
- Review, adjust if needed and post with a single click—no busywork.
Tax compliance
VAT & returns without the scramble
- VAT as you go
- VAT applies correctly as you raise invoices and record bills, so quarter‑end needs no rebuilding.
- Quarterly VAT in minutes
- Returns build from real activity and reconcile precisely, cutting prep time dramatically.
- VIES/OSS when needed
- Handle EU B2B and B2C reporting without extra systems.
- Tax‑portal‑ready exports
- Generate tax portal files in one click and move on.
- Smart checks
- Catch missing VAT numbers and wrong rates before submission.
- Clear trail
- Trace any figure back to exact documents in seconds during audits.
VAT Return - Q1 2024
Processing Transactions
0 transactions analyzed
Built for Small Business
Do more in less time—without hiring
Send invoices that get paid, automate admin, and always know your numbers. Everything you need; nothing you don't.
Get paid faster
- Invoicing in minutes
- Create branded quotes and invoices quickly, then track views and status automatically so you know when to follow up.
- Payment links & receipts
- Add a payment link to invoices; when funds clear, Mantle issues receipts automatically, keeping you professional without extra work.
- Automated reminders
- Send timely reminders and reduce awkward chasing; recover cash without spending your afternoon writing emails.
- Recurring billing
- Put retainers and subscriptions on autopilot with scheduled invoices and predictable cash flow.
- Mobile‑ready
- Quote or invoice from your phone after a job so you keep momentum and don't delay collections.
Automate the admin
- Bank feeds (2,500+)
- Connect thousands of banks to sync transactions continuously—no manual downloads, no imports.
- AI reconciliation
- Mantle matches bank lines to invoices and bills, including partial deposits and split payouts—you only review exceptions.
- Reads bills & receipts
- Forward bills or snap photos; Mantle captures line items, VAT and supplier correctly so you approve in seconds.
- Learns from approvals
- Your choices become defaults next time, cutting review time and making bookkeeping feel effortless.
- Duplicate protection
- Automatic checks prevent duplicate posts and overpayments—simple guardrails that save real money.
Know your numbers
- Real‑time dashboards
- See banked cash, obligations, profit and trends at a glance; the view is always current for confident decisions.
- Drill‑down detail
- Tap any number to trace it back to exact documents and entries, eliminating blind spots and speeding up answers.
- Aged receivables & payables
- Quickly see who owes you and what you owe suppliers; plan cash with real dates, not guesswork.
- Export to Excel
- Share clean figures with your accountant in one click—no reformatting or CSV clean‑ups.
- Helpful alerts
- Get heads‑up on low runway, upcoming tax bills and overdue customers so you can act early.
Tax compliance
- VAT applied correctly
- Standard, reduced, exempt and reverse‑charge VAT apply automatically so quarter‑end needs no corrections.
- VAT / VIES / OSS returns
- Returns prepare from real activity and reconcile to the cent; tax‑portal‑ready exports are available when needed.
- Audit trail
- Every change is tracked with who, what and when, making reviews straightforward and eliminating back‑and‑forth.
- Error checks
- Smart validation catches missing VAT numbers and wrong rates before posting or submission.
- Multi‑currency aware
- Foreign sales and card settlements are handled properly for VAT so cross‑border work doesn't tangle your books.
One system, complete visibility
Your everyday tools—finally working together
Invoicing, banking, documents and tax flow through finance and reporting automatically. No duplicate entry. No spreadsheets.
Invoicing
Quotes convert to invoices; receipts on payment—all linked to your accounts.
Banking
Automatic imports and matching turn reconciliation into a quick review.
Document Recognition
Bills and receipts go from inbox to books with high accuracy, saving hours monthly.
Tax & Compliance
VAT handles correctly and VAT/VIES/OSS returns prepare from activity.
Finance (Hub)
The center of gravity—numbers align in real time so everyone works from the same truth.
Reporting
Dashboards with drill‑down detail keep you in control, with exports for your accountant.
CRM (optional)
Simple contacts and deals live where your invoices and cash are, avoiding extra systems.
File Drive
Store proposals and receipts alongside activity for easy retrieval later.
Payments
Match payouts and fees to orders automatically for tidy ledgers.
Testimonials
Don't take our word for it
We asked our customers what changed since they switched to Mantle, and what they liked most. Here's what they had to say.
“Our firm has been in the accounting and audit business for over 20 years. After COVID we saw our fees fall, our overheads increase and the employer cost rise. We were thinking of selling our company when we found Mantle. We made a bet, we went "all in" and we worked with them to automate as much of our work as we could. Today we are cashflow positive again and looking to grow our client base. Mantle surpassed all our expectations. I would recommend them to anyone.”
“I was supervising a team of bookkeepers doing the work. Now I am supervising a team of bookkeepers that supervise the AI that does the work.”
“(Translated) First I did not trust it. Our company uses a special chart of accounts that is difficult to understand. I thought there was no way the system could understand how to do my work. In the beginning it made some mistakes, but in a few days suddenly it started acting as if I was entering the documents. That was very impressive.”
“I had 3 accountants spending all their time entering documents, a backlog and big delays at the end of every month. Now we can keep up and have time for internal controls, mostly thanks to Mantle.”
“I spent my career doing what Mantle now does on its own. And it's still faster than me. Where was your bank reconciliation 7 years ago?”
“The best test for any accounting system is how well it handles taxation. Everywhere else you have to make adjustments and journals to prepare your returns. Mantle packaged even the undocumented knowledge into an easy to use system.”
“The project management features have helped us track profitability more accurately. With Mantle we have the tools to measure our P&L objectives every day, not just every year.”
“What impressed me about Mantle is how easy it is to use. I came from systems that needed an ACCA to work with. In Mantle most of the time I just press a button.”
“It was important that we use a software made by professionals who understand our work. Our colleagues at Positive were always available to discuss even the most technical questions.”
“I recently registered my company in Cyprus and it was very difficult to have an accurate understanding of its finances. I just needed a reliable solution that runs on Mac. From everything I tried, Mantle is the only one I feel I can trust. ”
“We deal with many complicated international transactions and Mantle was the best system we found that could handle every requirement including tax compliance. No complaints.”
Built by a company you can trust
Mantle is made by Positive. We unite two decades of operational expertise with category-leading engineering. Our foundation in the complex world of management consulting and professional services provides the real-world grounding for our platforms, developed by elite talent in London. This synthesis allows us to solve critical challenges with solutions that are both technologically advanced and commercially astute.
Chamber of Commerce Member
ICAEW Authorised Training Employer
ICAEW Chartered Accountants
Certified Public Accountants
Scholarship Sponsor
Pricing that scales with you
The right solution
for every stage of growth
Start free and upgrade as you scale, or partner with trusted experts who handle everything from incorporation to ongoing compliance.
Mantle Starter
For small businesses getting started with professional-grade management tools.
€65/month
14-day free trial, then billed annually. Upgrade anytime as you grow.
Everything you need to run your business professionally.
- For one business
- Access for you and your accountant
- Finance and multi-currency accounting
- Tax compliance (VAT, VIES, OSS)
- Product management and inventory
- Contact management and CRM
- Project management
- HR and Payroll for up to 5 employees
- Connect up to 5 bank accounts
- 1,200 document recognitions
- 1,000 credits to use with Vector
- Mantle mobile app
- AI-powered support
- 15-minute onboarding
- Mantle online course
- Mantle professional certification
Mantle Enterprise
Most popular
For growing businesses that need dedicated capacity and enterprise features.
€150/month
Starting at €150/month, billed annually. Dynamic discounts as you scale.
Everything in Starter, with extended usage and enterprise capabilities.
- Unlimited businesses
- Unlimited users
- Advanced reporting
- Supply chain & logistics
- Early access to upcoming modules
- API access and documentation
- 99.9% uptime SLA
- Dedicated account manager
- Priority support (human + AI)
- Volume discounts as you grow
Dedicated support included:
Mantle Complete
Technology backed by vetted Mantle partner firms who handle the complexity for you.
Custom
Tailored solutions powered by Mantle technology and partner firms.
Everything in Enterprise, with dedicated guidance and support from Mantle partner firms.
- Dedicated account management
- Strategic operations partnership
- Vetted professional services firms matched to your needs
- From incorporation through scaling
- On-the-ground support from local network firms as you need it
- Tailored service packages
- Complete peace of mind
Professional services delivered by Mantle partner firms (available on demand):
Special pricing
We offer Mantle for free or at a discount to non-profits and educational institutions. Please contact us for more details.
Run your whole business in one modern system
Invoicing, bank feeds, AI receipt capture and VAT—done in Mantle so you can focus on customers.