Do you actually know your financial position right now?
Not yesterday. Not last week. Right now. Most businesses operate on outdated data and make critical decisions blind. Mantle gives you real-time financial intelligence with 50% less manual work.
No credit card. Full features. Trusted by 500+ businesses to automate their finances.
Cash Position
Across 3 accounts
Accounts Receivable
€12.4K overdue
Monthly Revenue
vs last month
Operating Expenses
€4.2K over budget
2,500+ banks
95.7% automation accuracy
ISO 27001 infrastructure
- €2.4B+
- Processed annually
- 45,000+
- Transactions automated daily
- 95.7%
- Automation accuracy
Complete Financial Control
Everything you need to manage your finances
- Accounting & Reporting
- Complete double-entry bookkeeping, customizable chart of accounts, and real-time financial reports that give you the full picture.
- Treasury & Cash Management
- Track every euro across multiple accounts, currencies, and payment methods. Bank reconciliation that actually works.
- Sales & Purchase Operations
- From quote to payment, manage your entire sales and purchase cycle with professional documents and automated workflows.
- Tax & Compliance
- Automated VAT, VIES, and OSS calculations. Generate compliant returns with confidence and submit with a single click.
12.5%
8.2%
5.3%
2.1%
3.7%
5.9%
1.4%
0.8%
Financial Intelligence
Your complete financial position, updated to the second
Stop working with stale spreadsheets. Mantle's real-time dashboards give you instant insight into cash position, profitability, outstanding receivables, and upcoming obligations.
- Real-time cash position across all accounts.
- See your available cash across all bank accounts and currencies, updated continuously.
- Profitability tracking by project, department, or custom dimension.
- Slice and dice your P&L by any characteristic to understand what drives your business.
- Aged receivables and payables at a glance.
- Know exactly what you're owed and what you owe, organized by age.
- Customizable KPIs and metrics.
- Track what matters to your business with fully customizable dashboards.
- Drill-down to transaction detail from any number.
- Click any figure to see the underlying transactions that make it up.
- Forecast obligations and cash runway.
- Plan ahead with predictive insights into upcoming expenses and cash requirements.
Zero-Touch Reconciliation
Bank reconciliation faster than you can read the statements
The most time-consuming part of bookkeeping, now fully automated. Mantle matches bank transactions with invoices, bills, and journals with near-perfect accuracy.
- Connect with 2,500+ banks worldwide.
- Secure integration with financial institutions across Europe and beyond.
- Automatic transaction matching and categorization.
- AI analyzes each transaction and finds the matching invoice, bill, or journal entry.
- Smart suggestions for partial payments and splits.
- Handle complex scenarios like partial payments, deposits, and overpayments.
- Multi-currency reconciliation with automatic revaluation.
- Reconcile accounts in any currency with automatic exchange rate application.
- Exception handling with one-click resolution.
- When Mantle can't find a match, you can resolve it with a single click.
2024-01-15
Matched
PAYMENT FROM ACME CORP INV-2024-001
→ Invoice #INV-2024-001
€5,420.00
Invoice #INV-2024-042
- From
- To
| Item | Category | Total | |
|---|---|---|---|
| Subtotal | Subtotal | ||
| VAT (19%) | VAT (19%) | ||
| Total | Total | ||
Sales Made Simple
From quote to payment in minutes, not days
Create professional quotes, orders, and invoices that represent your brand. Track every stage from sent to paid with automated reminders and payment tracking.
- Branded document templates.
- Upload your logo and customize colors to match your brand identity.
- Quote → Order → Invoice workflow.
- Seamlessly convert quotes to orders and orders to invoices with one click.
- Multi-currency and multi-language support.
- Issue documents in any currency and language for international clients.
- Email tracking (know when clients open documents).
- Get notified the moment your client views your invoice.
- Online payment integration.
- Let clients pay directly from the invoice with integrated payment links.
- Automated payment reminders.
- Set up automatic reminder emails for overdue invoices.
- Recurring invoice scheduling.
- Set it once and forget it for subscription or retainer billing.
Banking-Grade Currency Management
International business without the complexity
Built on principles from international banking. Handle multiple currencies with automatic exchange rates, currency revaluations, and accurate P&L calculations in your base currency.
- Unlimited currencies with automatic exchange rates.
- Work in as many currencies as you need with rates updated daily.
- Multi-currency bank accounts and payments.
- Track accounts in their native currency while viewing totals in your base currency.
- Automatic period-end revaluations.
- Ensure accurate financial reporting with automatic currency revaluation journals.
- Realized and unrealized gain/loss tracking.
- Full visibility into forex gains and losses, both realized and unrealized.
- Reports in any currency.
- Generate reports in your base currency or any foreign currency you work with.
Euro
€125,430.00
Exchange Rate1.0000
Base Currency (EUR)€125,430.00
VAT Return - Q1 2024
Processing Transactions
0 transactions analyzed
Compliance Made Effortless
Tax calculations and returns that just work
Stop wrestling with spreadsheets at tax time. Mantle automatically calculates VAT, tracks VIES obligations, manages OSS returns, and generates submission-ready reports.
- Automatic VAT calculation on all transactions.
- Every invoice, bill, and payment is automatically tagged with the correct VAT treatment.
- Configurable tax policies for any scenario.
- Handle standard rates, reduced rates, exemptions, reverse charge, and more.
- VAT, VIES, and OSS return generation.
- Generate compliant tax returns for multiple jurisdictions with one click.
- XML export for direct submission.
- Export returns in the exact format required by tax authorities.
- Audit trail for every tax transaction.
- Full traceability from transaction to tax return for complete peace of mind.
- Multi-jurisdiction support.
- Handle complex scenarios like cross-border transactions and multiple tax registrations.
Comprehensive Capabilities
Everything you need, nothing you don't
A complete financial management suite designed for businesses that demand excellence.
Accounting & Financial Reporting
- Customizable Chart of Accounts
- Tailor your account structure to match your business needs perfectly.
- Double-Entry Bookkeeping
- Automatic double-entry ensures accuracy and compliance at every step.
- Balance Sheet
- Real-time view of your assets, liabilities, and equity.
- Profit & Loss Statement
- Track revenue, costs, and profitability over any period.
- Trial Balance
- Verify the accuracy of your books with detailed trial balance reports.
- Ledger Entries Report
- Complete audit trail of every financial transaction.
- Counterparty Balances
- Track what you owe and what you're owed by customer and supplier.
- Aged Receivables
- Know which customer invoices are overdue and by how much.
- Aged Payables
- Manage supplier payment priorities with aging analysis.
- Manual Journal Entries
- Full control with manual journal entry capability when you need it.
- Year-End Processing
- Automated year-end closing with profit/loss allocation.
- Multi-Entity Consolidation
- Manage multiple legal entities with consolidated reporting.
Treasury & Cash Management
- Multiple Bank Accounts
- Manage unlimited bank accounts across multiple institutions.
- Bank Statement Import
- Import statements from 2,500+ banks worldwide.
- Automated Reconciliation
- AI-powered matching of bank transactions with accounting records.
- Incoming Payments
- Record and track all money received from customers.
- Outgoing Payments
- Manage all supplier and expense payments.
- Internal Transfers
- Move funds between your own accounts seamlessly.
- Cash Flow Tracking
- Monitor cash movement in real-time across all accounts.
- Payment Attachments
- Attach invoices, receipts, and supporting documents to payments.
Sales Operations
- Professional Quotes
- Create branded quotations that win business.
- Sales Orders
- Manage the entire order lifecycle from creation to fulfillment.
- Sales Invoices
- Professional invoices created in seconds, delivered instantly.
- Credit Notes
- Handle returns, refunds, and adjustments professionally.
- Recurring Invoices
- Automate subscription and retainer billing.
- Email Delivery & Tracking
- Send documents via email and know when they're opened.
- Payment Receipts
- Issue professional receipts when payments are received.
- Customer Portal
- Let customers view their invoices and make payments online.
- Sales Activities Report
- Complete visibility into all sales transactions and their status.
Purchase Operations
- Purchase Requests
- Formalize purchase requests with approval workflows.
- Purchase Orders
- Create and send purchase orders to suppliers.
- Purchase Invoices
- Record supplier invoices and match them to orders.
- Credit Notes
- Handle supplier credits and adjustments.
- Bill Management
- Track all supplier bills from receipt to payment.
- Supplier Portal
- Collaborate with suppliers on orders and invoices.
- Expense Tracking
- Categorize and track all business expenses.
- Purchase Activities Report
- Full visibility into purchasing activities and spend.
Multi-Currency
- Unlimited Currencies
- Work in as many currencies as your business requires.
- Automatic Exchange Rates
- Daily exchange rate updates from reliable sources.
- Currency Revaluations
- Automatic period-end revaluation journals.
- Multi-Currency Accounts
- Maintain bank accounts in any currency.
- Realized/Unrealized G/L
- Track both realized and unrealized foreign exchange gains and losses.
Tax & Compliance
- VAT Calculation
- Automatic VAT calculation on every transaction.
- VAT Returns
- Generate VAT returns ready for submission.
- VIES Reporting
- Automated VIES (EC Sales List) reporting.
- OSS Returns
- One-Stop-Shop VAT return generation for EU e-commerce.
- Tax Policies
- Configure complex tax rules for any jurisdiction.
- XML Export
- Export returns in formats required by tax authorities.
- Audit Trail
- Complete traceability from transaction to tax return.
Powerful Insights
Reports that tell the complete story
Every financial report you need, with drill-down detail and export options for deeper analysis.
Balance Sheet
A snapshot of your financial position showing assets, liabilities, and equity.
Date range filtering
Hierarchical view
Drill-down to transactions
Balance Sheet
As of December 31, 2024Assets
Current Assets€487,250
Cash and Bank€325,430
Accounts Receivable€94,320
Inventory€67,500
Fixed Assets€156,800
Total Assets€644,050
Liabilities & Equity
Current Liabilities€143,620
Equity€500,430
Total Liabilities & Equity€644,050
Seamless Integration
Finance at the heart of your operations
The Finance module doesn't work in isolation. It seamlessly integrates with every aspect of your business.
Projects
Track project profitability in real-time with automatic cost and revenue allocation.
CRM
Customer relationships connected to invoices, payments, and financial history.
Supply Chain
Automatic inventory valuation and cost of goods sold calculation.
Document Recognition
Bills and receipts flow directly to accounting with AI-powered data extraction.
Finance
The central hub connecting all your business operations with real-time financial insights.
Team Collaboration
Discuss and approve financial transactions with your team in real-time.
File Drive
Financial documents organized automatically with smart categorization.
Banking
Connect 2,500+ banks for automatic transaction import and reconciliation.
Reporting
Generate comprehensive financial reports with real-time data from all modules.
Enterprise-Grade Security
Your data security is our top priority
We implement bank-level security measures to protect your financial data. Every transaction, every document, every number is encrypted and monitored 24/7.
- Encryption
- All data encrypted with AES-256 at rest and TLS 1.3 in transit. Critical cryptographic operations are handled through hardware security modules (HSMs).
- Threat Model
- We apply defense in depth at multiple layers to protect your critical financial data from both external and insider threats.
- Role-Based Access Control
- Granular permission system ensures team members only access what they need. Full audit trail of every permission change.
- Multi-Factor Authentication
- Option to require 2FA/MFA for all users. Support for authenticator apps and hardware security keys.
- Complete Audit Trail
- Every action is logged with user, timestamp, provenance, and full context. Immutable logs for compliance.
- Automated Backups
- Multiple daily encrypted backups to geographically distributed data centers with durability guarantees.
- Real-Time Monitoring
- 24/7 security operations center monitors for threats. Automated alerts and response to anomalous behavior.
- Regular Penetration Testing
- Quarterly third-party security audits and penetration tests. Continuous vulnerability scanning.
- Data Residency Control
- Choose where your data is stored. Full GDPR compliance with EU data residency options.
Frequently asked questions
Have a different question and can't find the answer you're looking for? Reach out to our support team by sending us an email and we'll get back to you as soon as we can.
- Can I import my existing chart of accounts?
- Yes! Mantle supports importing your chart of accounts via Excel. You can also use our migration wizard to map your existing accounts to the Mantle structure, making the transition seamless.
- How does multi-currency work?
- Mantle supports unlimited currencies with automatic daily exchange rate updates. You can maintain bank accounts in any currency, issue invoices in different currencies, and Mantle automatically handles conversions and period-end revaluations for accurate financial reporting.
- What tax jurisdictions are supported?
- Mantle is jurisdiction-independent and can be configured for any tax system. We have built-in support for VAT, VIES, and OSS reporting. Our tax policies system allows you to configure complex tax rules for any country or region.
- Can I customize invoice templates?
- Absolutely! You can upload your logo, customize colors to match your brand, and configure the layout of your invoices, quotes, and other documents. Templates can be saved and reused across your organization.
- How does bank reconciliation work?
- Connect your bank account (we support 2,500+ banks worldwide) and Mantle automatically imports your transactions. Our AI models then match each transaction with the corresponding invoice, bill, or journal entry. You simply review and approve the matches.
- Can multiple users access financial data?
- Yes! Mantle supports unlimited users with granular role-based permissions. You can control exactly what each user can see and do, from viewing reports only to full accounting access.
- What financial reports are available?
- Mantle includes all standard financial reports: Balance Sheet, Profit & Loss, Trial Balance, Cash Flow Statement, Aged Receivables, Aged Payables, Ledger Entries, and more. All reports support filtering, drill-down, and export to Excel/PDF.
- How do you handle year-end closing?
- Mantle includes an automated year-end closing process that creates the necessary journals to close income and expense accounts, allocates profit/loss to equity, and opens the new fiscal year. You maintain full control and can reverse if needed.
- Is my data backed up?
- Yes. We perform automated backups multiple times per day with geographic redundancy. Your data is stored in ISO 27001 certified data centers selected to simplify compliance with data residency requirements.
- Can I export my data?
- Yes! You can export all your data at any time. Reports can be exported to Excel, PDF, or CSV. You can also export your entire chart of accounts, contact list, and transaction history for backup or migration purposes.
- Do you offer training and support?
- Yes! All plans include access to our comprehensive documentation and video tutorials. Our Enterprise and Complete plans include personalized onboarding, training sessions, and priority email and phone support.
- What happens to my data if I cancel?
- You maintain full access to export all your data before cancellation. We also provide a grace period during which you can retrieve your data. We never hold your data hostage – it's yours.
See your financial position in real time
From reconciliation to tax, Mantle gives you live numbers that stand up to scrutiny—no spreadsheets, no waiting.